InsureExpats.eu

Major responsibility

Whether 3 villas or 200 apartments insuring a community carries a major responsibility, after all many peoples homes and lifestyles are at risk. It is therefore important to consider all the risks and ensure that your community is adequately protected.

Basic coverage

Building, private parties and content.

Fire and some damage:

- Breaks in common part of the building (‘s moons, crystals, etc.)..

Theft.

Optional coverage

Water damage (general or general and private).

Rupture of private parts of the building.

Risk to employees.

Machinery breakdown.

Cars in garage.

Replenishment aesthetics.

Special coverage

Water damage

Direct material damage caused to insured property as a result of:

- Escape, burst, rupture, overflow or jam:

- Distribution pipelines and water disposal.

- Space heating and cooling.

- Fixed deposits of water.

Omission or misalignment of the closure of taps and/or installed stopcocks commonly used parts of the building

Cars in the garage

Damage from fire, explosion, lightning strike and theft or attempted theft, suffered at rest, vehicles owned by joint tenants or tenants in the building insured inside the garage.

Risk to employees

Bodily injury (death and permanent disability) = 5% sum insured for the building.

Infidelity of employees, 2% sum insured for the building.

Liability management.

Recomposition aesthetics

Restructuring costs necessary to repair or restore achieve the aesthetic coherence of the mainland affected by a loss covered by:

- Fire and some damage.

- Break in private parts of the building.

Liability

As the owner of the building.

For repairs, alteration or decoration of the building.

Derived from water damage.

Court costs.

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