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The “Who, Why, When, Where, What” guide to financial planning:

“Some say money can’t buy you everything… but money is the facilitator of choice… and to have choice… well to me that’s everything”

David J. Rogers, Independent Financial Adviser.

Who?

Unrivalled knowledge and experience in providing Tax, Wealth Management and Estate Planning services to private clients in Spain. My key strengths are that I take time to fully understand my clients and I provide a full range of services which enable my clients to:

Protect themselves from tax wherever they live

Protect and preserve their wealth and pensions

Organise their assets in the most effective manner so that they can be passed to their heirs as efficiently as possible

Despite what you might hear from others, there are no off-the-shelf solutions and every single one of our clients has their own personal concerns, responsibilities and ambitions.

The solutions that work for one, simply would not work for another.

So only by fully understanding where you are today, where you want to be in the future and understanding your attitude to risk versus reward can I truly provide a tailored solution for you.

“One things for sure making money requires planning – take time out to understand what you want and by when. Once you know your goal, there are a wide range of tools and investment strategies to help you get there and the performance of your investments could make a critical difference to your financial well being in the future. Therefore, reliable financial advice, investment products, tax and estate planning is vital and should not be left to chance; after all, we reap what we sow”

David J. Rogers, Independent Financial Adviser. …………………………………………………………………………………………………………………

Why?

“As conflicting reports on the state of the global economy continue, knowing what to do with your money can seem daunting. An independent financial adviser is best placed to assist you with your financial planning. An IFA can work with you to develop an appropriate investment strategy and review your plan to ensure that you remain on track and decisions are made with focus and cohesion”

David Elms, Chief Executive of “unbiased”

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When?

We’re all so busy coping with our everyday lives that we often put off planning for the future. But every now and then something prompts us to think what would happen if?

However, in reality, the true cost of delay is not achieving your goals and dreams; not the actual cost of planning now!

Successful financial planning offers many rewards in addition to the obvious ability to meet your life goals. When IFAs were surveyed about the most significant benefit of financial planning in their own lives, the top answer was “peace of mind.” There are few benefits in life greater than this.

The truth is that a little time spent now on careful financial planning, means you can relax in the knowledge that you’ve got things covered.

Probably the greatest mistake you can make with regard to financial planning is to ignore it completely or delay so long that you consider the opportunity to do some planning has passed you by. While it is true that the younger you start the more beneficial the process will be, financial planning is worthwhile at any age.

“I look to the future because that’s where I’m going to spend the rest of my life.”

George F. Burns, Author and comedian

To find out Where and What or if you’re interested in learning more about the tax and financial planning issues that affect you and your assets here in Spain please contact David here. He will be delighted to offer you a full ‘financial health check’.

Neither the information nor the opinions herein constitute, or are they to be construed as, an offer or a solicitation of an offer to buy or sell products or investments. Before offering any financial advice I need to carry out a full fact find to establish your individual circumstances, your objectives and your attitude to risk, solutions will then be tailored to meet your specific needs.